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Open a current account, grow your savings, apply for a mortgage or loan — all managed securely from your personal online dashboard.
Protected by 256-bit encryption. FSCS protected up to £85,000.
From everyday banking to long-term savings and homeownership — we have the products designed for every stage of your financial life.
Everyday banking made effortless. Fee-free transactions, instant alerts, and full online access 24/7.
Learn moreCompetitive interest rates across instant access, fixed-term, and regular saver accounts to help you build your future.
Learn moreFirst-time buyer, mover, or remortgage — find the right deal with clear guidance and expert support.
Learn moreTransparent rates, flexible terms, no hidden charges. Borrow with confidence and repay on your schedule.
Learn moreA simple, secure onboarding process designed to get you banking as quickly as possible.
Complete your application in just a few minutes from any device. No branch visit required.
Upload a valid photo ID and proof of address. Our secure system handles the rest.
Transfer funds instantly via bank transfer or debit card and start using your account.
Send payments, manage savings, and track everything from your secure personal dashboard.
We believe banking should be simple, fair, and accessible. That's why we've built a platform that puts you in control of your finances.
Real stories from real people who bank with us every day.
"The mortgage process was completely stress-free. Everything was tracked through the dashboard and the rates were genuinely competitive. I'd recommend it to anyone."
"Managing business finances used to be a headache. Now payments, transfers, and savings are all in one place. The mobile app is brilliant."
"As a first-time buyer I needed real guidance. The savings account helped me build my deposit and the mortgage team were incredibly supportive throughout."
Join over 2 million customers who trust FirstCity Private Bank for their everyday banking needs.
